Kredibank

Kredi Bank is a fully-digitised, mobile-first financial institution on a mission to simplify banking for individuals, SMEs, and corporates across Nigeria and beyond.

With a microfinance license from the Central Bank of Nigeria (CBN), we combine cutting-edge technology with deep financial insight to offer a one-stop platform for savings, loans, payments, investments, and insurance.

Whether you're an individual looking for better banking, an SME needing working capital, or a fintech in need of payment rails, Kredi is built to serve you—online, offline, and everywhere in between.

Kredi Bank was born from two decades of firsthand experience navigating Nigeria’s financial services industry. Our founders—Afolabi Abimbola, a seasoned digital banking and mobile payments executive, and Samuel Orji, a legal and investment professional—recognized a recurring problem: Nigerians were juggling multiple platforms for basic financial needs. In 2021, they launched Kredi to unify fragmented financial services and bring true convenience to individuals and businesses.

From 8,000 users during our pilot—without any marketing—to partnerships with major fintech players and access to over 20,000 offline agents, our growth has been fast and intentional. Kredi is not just another neobank. We're a full-stack financial services platform reimagining what inclusive, accessible banking can be.

To create a unified, accessible, and intelligent banking experience for individuals, SMEs, and fintechs—empowering them to save, spend, invest, borrow, and protect their futures seamlessly.

To become Africa’s leading digital bank, powering financial inclusion and innovation at scale through human-centered design, smart infrastructure, and a relentless focus on customer success.

1. Access for All – We believe financial services should be available to everyone, regardless of income, geography, or smartphone access.
2. Trust and Transparency – We build with integrity, communicate openly, and put the customer's needs first—always.
3. Innovation with Purpose – Every feature we build solves a real-world problem. We don't follow trends; we create solutions.
4. Empathy at the Core – From underserved individuals to fast-growing SMEs, we design with empathy and aim to serve with care.
5. Collaboration Over Competition – Whether it’s with agents, fintechs, or insurance partners, we win by working together.